However, the concept of “carding” is very visible on different digital platforms such as Telegram and Instagram, not on WhatsApp. Commonly, people receive messages similar to, “Sir, I find myself interested in the card business.” Another statement that you may receive is: “This discount is only for you. Are you interested?”

1. What is Carding?

What is Carding

Carding (in the simplest form) means when someone wants to steal someone else’s credit card details and use them for personal gain.

This is one of the most straightforward statements that can exist to explain the term “carding.” There are various ways to make credit cards and steal the data belonging to a debit/credit card that is active.

Among the different ways that exist to steal card details are fraudulent websites. These sites are one of the most current and standard methods that can be obtained in the digital world and, in this, they usually ask for the card data. Once people enter a card PIN, the malicious website will get what it wanted: the card details.

Another method is the false confirmation calls, and these are received by people randomly from hackers. Everyone needs to know that no bank operating in India will call you to get card information. At ATMs, you can also get hackers who install different settings on each of the ATMs to steal details.

The random guessing of each of the credit cards’ details are made using some patterns and software. Lastly, hacking on all websites can be detrimental to all the details people have on their debit/credit cards. Other methods are prevalent and applicable by hackers and carry out “carding.”

2. Data resellers

There are many data resellers today, and you can even join them now that you know about carding. These resellers can price data on credit cards that they have stolen from different people. This data can increase or decrease your capital, depending on the value they have for the client.

You can often see these resellers or websites that would be “dumps” for this black market data. These theft systems, data, and other online documents have been working for a long time, bringing misery to those affected. You will be the specific victim of information theft that would eventually be sold on these black markets on the internet.

3. How to prevent my data from being stolen?

There are several ways to prevent your data from being stolen, but each will require minimal effort on your part. The most organic and cost-free way you can scale to avoid cyber attacks is not logging onto fraudulent websites. You don’t have to give your data to harmful websites that lend themselves to scam in general.

A more efficient way to avoid hacking and data theft is by using private networks for hire. You could increase your security when browsing the internet using a VPN to hire at a low cost. These private networks can hide your real IP address and prevent them from stealing your computer data.

Private networks can be the solution to these cyberattacks that annually bankrupt many people in the world. You can hire a VPN or use it for free, although the free ones have IP filtering.

It is time for you to invest in your security so you can avoid uncomfortable moments where your bank account details have been stolen. According forprivacy, you only have to link these private networks on your computer and mobile to give your browsing shield.

4. Who is a Carder?

The so-called “carders” are those in charge of buying the detailed lists of each of the cards and, eventually, accepting various products. These products are from major online websites such as Alibaba, eBay, Amazon, and many others.

Once all purchases are delivered, they will be asked to purchase the products at 10% of the original price.
It’s all because really, the products bought from the websites cost them absolutely nothing.

The amount paid for all the items comes from the bank accounts of the real credit cardholders. The “carders” are a false identity, and they do not exist, but they are used to make purchases online on Amazon, Alibaba, eBay, and others.

5. How illegal is carding?

Carding is illegal in India, and section 66C is charged with providing punishments to people who are involved in carding.

All the people who buy from the carders are also fully violating the law, and therefore, the fine or jail goes to the buyer equally. According to section 66C of the “Information Technology Act” of the year 2000 in India, all people are liable to be punished for identity theft.

Those who dishonestly or with fraudulent intentions to use electronic signatures, passwords, or other verification methods will be sanctioned. These penalties are linked to the deprivation of liberty, and any of the different denominations may be extended to 3 years. The courts that are operating in the country are in charge of fine or imprisoning all carder buyers.

Carding is by no means safe and can lead anyone directly to the dungeon without having the right to see the light again. All those who are hackers, carders, or even buyers of carders, will receive their corresponding punishments. All people must be well aware of the possible scams that hackers (carders) carry out every day.

6. Is Carding Illegal in India?

Yes, carding is entirely illegal in all the country’s main cities and is considered a terrible cybercrime since they are theft of the card details. Information on people’s credit and debit cards must be respected and not violated by hackers. Carding attracts all victims through hackers who send text messages at random.


No matter the context, all business through cards is illegal and unsafe in India. It doesn’t matter what role you might play: carder, hacker, or even a buyer.

Most of the carders out there today are fake and never deliver the products to people. They take on the task of scamming people and fleeing the money elsewhere.